Miguel Fernández Rosas
Executive Profile — career overview, leadership philosophy and international experience.
Executive Profile
Career Overview
Miguel Fernández Rosas has spent more than 25 years in international executive leadership roles spanning general management, business development and regulated financial services. His career includes serving as Group COO of an international payments and remittance group, and as Country Director / Managing Director in the Netherlands, where he held direct regulatory authorisation from De Nederlandsche Bank (DNB) as the sole authorised director of a Dutch payment institution.
Beyond financial services, he has advised on business development and market expansion in the premium food and beverage sector, bringing the same executive discipline to organisations across industries.
International Experience
Countries: Executive experience across Europe, Latin America and international markets, including senior in-country leadership in the Netherlands.
Projects: International transformation, market entry and regulatory authorisation projects across payments, banking and premium consumer sectors.
International leadership: Comfortable operating at board level across cultures, languages and regulatory environments, bridging global strategy with local execution.
Languages
Leadership Philosophy
How I Work
Close to the business — engaging directly with leadership teams, operations and clients rather than observing from a distance.
How I Build Teams
Around clear accountability, trust and long-term development, favouring durable capability over short-term fixes.
How I Drive Transformation
Pragmatically, with a bias toward measurable outcomes and sustainable change rather than theoretical frameworks.
Track Record
Financial Services & FinTech
- Group COO, international payments & remittance group
- Country Director / Managing Director, Netherlands — direct DNB regulatory authorisation